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Payday Alternative Loans

Mobility Credit Union understands emergencies arise, so we’re here to help you get the cash you need without the high-interest rates and high fees!

Payday Alternative Loan

Why Should You Get a Payday Alternative Loan with Mobility CU

  • Lower rates than predatory payday lenders*

  • Fixed rates*

  • No payments for up to 45 days*

  • Flexible terms*

  • Reports top credit bureaus to boost your credit score*

Loan Options

Details

  • Minimum loan amount is $200

  • Maximum loan amount is $800

  • 3-6 month terms

How it Works

Details

  1. Give us a call to apply

  2. Receive a fast decision from MCU

  3. If approved, select your loan amount, term, and payment date*

  4. Make your scheduled monthly payments*

  5. Pay off your loan and enjoy your boosted credit score*

  6. To qualify, you need to be an MCU member for at least 6 months and have an active direct deposit.

Disclosure: APR = Annual Percentage Rate. All Payday Alternative Loans will have a rate of 28% APR. Terms range from 3-6 months. Interest accrues from the date of loan disbursal. Auto transfer payments are required for all Payday Alternative Loans. All Payday Alternative Loan applicants will be charged a $20 application fee. A Late fee applies after 10 days, which is 5% of the loan balance, with a $10.00 minimum and $40.00 maximum late fee amount. Credit report changes are based on payment history. Not all Payday Alternative Loans will boost credit scores. There are no prepayment penalties. Call for details. Qualifying criteria apply. Rates and terms are subject to change without notice.

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